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Outstanding loan amounts bear interest at a fixed rate of 1.00%. The CARES Act delays payment of 50% of your 2020 employer payroll taxes until December 31, 2021. "SunTrust Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: SunTrust Bank now Truist Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA, (opens in a new tab) and SIPC, (opens in a new tab), and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services. It’s also important to note that some banks will not accept the forgiveness application until either the eight-week period is completed or the 24-week period is completed since those are the options that are listed on the forgiveness application, he said. This is an opportunity to actually provide incredible customer service, to go above and beyond, to love and to serve and to care. When you have that you will have an engaged workforce. The second thing they wanted was coach me, guide me through the process. I believe in work/life rhythm. How do we connect, now? Payroll and eligible non-payroll expenses make up the gross amount of your forgiveness. So each person comes up with a word, and we have a teambuilding session where they share their word and why they chose it. I'm just using Zoom and technology to do that now. There's so much negativity, there's so much uncertainty, there's so much fear. Each business could actually have a caring trademark that is unique to them, to show their customers they care about them. We have to overcommunicate. Jon: So That's such a great question because I'm a huge believer in team-building exercises. It was the most terrifying time of my life. What do you need from me during this time?” When you are committed to your customers, they will be committed back. It was so energizing actually just to do this. And it may sound corny, but it's really not. Jon Gordon: I reached out to my various clients and said, "How can I help? Yes. And so, they forecast, but they actually don’t focus on it. Didn’t reduce annual salary or hourly wages by more than 25% during the Covered Period, compared to the period between January 1, 2020, and March 31, 2020, not including any employee who received more than $100,000 on an annualized basis during any pay period in 2019, and you were unable to operate during the Covered Period at the same level of business activity as before February 15, 2020, due to compliance with certain COVID-19 related measures related to social distancing, sanitation, or other worker or customer safety requirements. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. You can choose to make the first 10 days of leave unpaid and employees may use accrued vacation days or other available paid leave for those days. And every time I would post that I would get like thousands of likes and retweets and people seemed to need to hear this message more than ever. Serve others. As I said, this is not just words – I lived it – and right now we have to do the work, but that work will produce success in the future.

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